🧩The scheme was launched by Prime Minister Narendra Modi on 22 January 2015 in Panipat, Haryana as a part of the Beti Bachao, Beti Padhao campaign.
🧩Account can be opened in the name of a girl child till she attains the age of 10 years.
🧩Only one account can be opened in the name of a girl child.
🧩Account can be opened in Post office and branches of authorised banks.
🧩Birth certificate of girl child in whose name the account is opened must be submitted.
🧩Account can be opened with a minimum of Rs. 250/- and thereafter any amount in multiple of Rs.100/- can be deposited.
🧩Maximum Rs. 1,50,000 can be deposited in a financial year.
🧩The account can be transferred anywhere in India from one post office/bank to another.
🧩The account allows 50% withdrawal at the age of 18 for higher education purposes.
🧩The account reaches maturity after time period of 21 years from date of opening it.
💈Pradhan Mantri Vaya Vandana Yojana (PMVVY)💈
🧩PMVVY is a Pension Scheme announced by The GOI exclusively for the senior citizens aged 60 years and above.
🪴Eligibility Conditions and Other Restrictions🪴
🍃Minimum Entry Age: 60 years (completed)
🍃Maximum Entry Age: No limit
🍃Policy Term : 10 years
🍃Investment limit : Rs 15 lakh per senior citizen
🧩 Loan facility is available after completion of 3 policy years.
🧩The maximum loan that can be granted shall be 75% of the Purchase Price.
🧩LIC of India has been given the sole privilege to operate this Scheme.
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